Just recently, while having lunch with one of my coworkers, the topic of retirement accounts came up. Our employer offers an exciting 50% 401K match; […]
As one half of a married couple, my inflation rate (or more accurately “household inflation rate”, since my wife and I share costs equally). Whatever […]
Unfortunately, most of us struggle miserably at personal finance. Savings rates in this country are dismal, net worths are extremely limited and retirement savings almost […]
Humans’ greatest survival adaptation may well be our capacity for long-term planning, unlike most forms of life on Earth that live moment-by-moment or in the […]
What Is the Saver’s Credit? This Saver’s Tax Credit article has been updated for 2023-2024 tax years. The Saver’s Credit (also referred to as Retirement […]
This SEP IRA overview has been revised with information for tax years 2023-2024. As I recently transitioned into full self-employment, it seemed appropriate for me […]
This SIMPLE IRA overview has been revised for the 2023-2024 tax years. This post marks part of our multi-part series on retirement accounts designed for […]