Recent years, our household has transitioned from an HDHP with an HSA to one without an HSA; having saved for several years previously and accumulated […]
This FSA overview has been revised with information for the 2024 tax year. While I’ve written extensively about health savings accounts (HSAs), I also want […]
This FSA-eligible qualified medical expense overview for 2023-2024 tax years has been updated with information for these tax years. Like health savings accounts (HSAs), healthcare-related […]
One of the most frequently discussed financial topics at work lunch-room tables (and anywhere, really) centers around saving for retirement versus paying off debt. Topics […]
Current average APR for credit cards stands at 17.69% (with many exceeding 20%). Assuming monthly compounding balances, the effective APR could rise nearly one percentage […]
At an earlier point in time, I shared why compound investment returns can make such an impactful statement about saving. Here’s what I calculated in […]
Update: unfortunately, AmEx no longer offer free membership of Sam’s Club; however, they do provide 50% off membership offers that you may find more suitable. […]
Have an old credit card that’s just sitting around, unused? Have you found yourself asking “should I close down that old card”? Emily from 20somethingfinance […]